I began using Dainty Dollars monthly budgeting tool over 5 years ago and continue to use it today because of how simple Valery has broken down monthly budgeting for me. As a coach, Valery works with you to guide you and show you the necessary steps and tolls that you need in order to achieve your goals so you can then master them independently. She’s also guided me on 401K and retirement funds when I was in between switching jobs!